Natural hazards · Worth

Worth, MI natural hazards

Most of the natural-hazard damage FEMA expects in Worth comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 1989.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Worth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Worth to be higher than in 47% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding48%Cold waves38%Tornadoes6%Everything else8%

By hazard

What Worth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Above average · higher than 70% of U.S. places

Recorded about once every 3 years in the area

Cold waves

38% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once every 87 years in the area

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Worth flood?

Every paid claim on a federal flood insurance policy in Worth, from FEMA’s records.

1paid claims since 1989

$37Kpaid to owners

0homes flooded more than once

19892026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Worth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sanilac County.

Disasters that hit Worth

Federal disasters declared here

None of the disasters declared for Sanilac County shows FEMA aid or repair money reaching Worth itself in FEMA’s records.

Brought FEMA money into WorthDeclared for Sanilac County only

Sanilac County has had 10 natural disasters declared since 1953, most often severe storms and winter storms.

Around Worth

Worth and the towns around it

Very lowLowModerateHighVery high

Worthmostly inland floodingModerate

Fremontmostly cold wavesModerate

Grantmostly inland floodingLow

Burtchvillemostly inland floodingLow

Lexingtonmostly cold wavesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Worth covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Worth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Worth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Worth total about $4.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.