Natural hazards · Burtchville

Burtchville, MI natural hazards

Most of the natural-hazard damage FEMA expects in Burtchville comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 13 claims here since 1987. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Burtchville?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burtchville to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding60%Cold waves21%Tornadoes11%Everything else8%

By hazard

What Burtchville faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once a year in the area

Cold waves

21% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

11% of expected damage

Above average · higher than 59% of U.S. places

Lower here

Coastal floodingHurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Burtchville flood?

Every paid claim on a federal flood insurance policy in Burtchville, from FEMA’s records.

13paid claims since 1987

$101Kpaid to owners

1homes flooded more than once

19872026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Burtchville isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

What’s been done with FEMA grants

1homes raised above flood level

Disasters that hit Burtchville

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Burtchville itself: aid to households, or repair grants to the Township of Burtchville.

Brought FEMA money into BurtchvilleDeclared for St. Clair County only

2004

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

St. Clair County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Burtchville

Burtchville and the towns around it

Very lowLowModerateHighVery high

Worthmostly inland floodingModerate

Grantmostly inland floodingLow

Burtchvillemostly inland floodingLow

Fort Gratiotmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burtchville covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Burtchville’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Burtchville. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Burtchville total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.