Natural hazards · Selma

Selma, MI natural hazards

Most of the natural-hazard damage FEMA expects in Selma comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2014.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Selma?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Selma to be higher than in 24% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding61%Cold waves20%Everything else19%

By hazard

What Selma faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 3 years in the area

Cold waves

20% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Selma flood?

Every paid claim on a federal flood insurance policy in Selma, from FEMA’s records.

2paid claims since 2014

$14Kpaid to owners

0homes flooded more than once

20142026

Biggest named events

2026-04-Flooding: 1 claim, $7K

of all homes
are insured

No community discount. Selma isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wexford County.

Disasters that hit Selma

Federal disasters declared here

None of the disasters declared for Wexford County shows FEMA aid or repair money reaching Selma itself in FEMA’s records.

Brought FEMA money into SelmaDeclared for Wexford County only

Wexford County has had 5 natural disasters declared since 1953, most often floods and severe storms.

Around Selma

Selma and the towns around it

Very lowLowModerateHighVery high

Selmamostly inland floodingLow

Cherry Grovemostly inland floodingLow

Colfaxmostly inland floodingVery low

Boonmostly inland floodingVery low

Haringmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Selma covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Selma’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Selma. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Selma total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.