Natural hazards · Haring

Haring, MI natural hazards

Most of the natural-hazard damage FEMA expects in Haring comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Haring?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haring to be higher than in 4% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding51%Cold waves24%Strong wind7%Tornadoes7%Winter weather5%Everything else7%

By hazard

What Haring faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

51% of expected damage

Well below average · higher than 14% of U.S. places

Recorded about once every 3 years in the area

Cold waves

24% of expected damage

Below average · higher than 31% of U.S. places

Recorded about once a year in the area

Strong wind

7% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Tornadoes

7% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once every 94 years in the area

Winter weather

5% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 27 times a year in the area

Lower here

HurricanesHailIce stormsHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Haring flood?

FEMA's records show no paid flood insurance claims in Haring.

of all homes
are insured

No community discount. Haring isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wexford County.

Disasters that hit Haring

Federal disasters declared here

None of the disasters declared for Wexford County shows FEMA aid or repair money reaching Haring itself in FEMA’s records.

Brought FEMA money into HaringDeclared for Wexford County only

Wexford County has had 5 natural disasters declared since 1953, most often floods and severe storms.

Around Haring

Haring and the towns around it

Very lowLowModerateHighVery high

Selmamostly inland floodingLow

Cedar Creekmostly inland floodingVery low

Cadillacmostly inland floodingVery low

Lakemostly inland floodingVery low

Haringmostly inland floodingVery low

Clam Lakemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haring is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Haring’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Haring. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.