Natural hazards · Saline

Saline, MI natural hazards

Most of the natural-hazard damage FEMA expects in Saline comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 1980. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Saline?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Saline to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes21%Cold waves10%Strong wind6%Everything else9%

By hazard

What Saline faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Saline flood?

Every paid claim on a federal flood insurance policy in Saline, from FEMA’s records.

1paid claims since 1980

$3Kpaid to owners

0homes flooded more than once

19802026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Saline isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washtenaw County.

Disasters that hit Saline

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Saline itself: aid to households, or repair grants to the City of Saline.

Brought FEMA money into SalineDeclared for Washtenaw County only

2026

Severe Storms, Tornadoes, and Flooding

1 household applied for aid

2021

Severe Storms, Flooding, and Tornadoes

32 households applied for aid $836 aid approved

2000

Snow

$9K to the City of Saline for repairs

1999

Mi - Severe Weather 1/2 /99

$11K to the City of Saline for repairs

Washtenaw County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Saline

Saline and the towns around it

Very lowLowModerateHighVery high

Yorkmostly inland floodingLow

Salinemostly inland floodingVery low

Lodimostly inland floodingVery low

Salinemostly inland floodingVery low

Pittsfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Saline covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Saline’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the City of Saline. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Saline total about $2.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.