Natural hazards · Lodi

Lodi, MI natural hazards

Most of the natural-hazard damage FEMA expects in Lodi comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Lodi?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Lodi to be higher than in 19% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding57%Tornadoes20%Cold waves9%Strong wind6%Everything else8%

By hazard

What Lodi faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

20% of expected damage

Well above average · higher than 82% of U.S. places

Cold waves

9% of expected damage

Above average · higher than 73% of U.S. places

Recorded about 3 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Lodi flood?

FEMA's records show no paid flood insurance claims in Lodi.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Lodi isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Washtenaw County.

Disasters that hit Lodi

Federal disasters declared here

None of the disasters declared for Washtenaw County shows FEMA aid or repair money reaching Lodi itself in FEMA’s records.

Brought FEMA money into LodiDeclared for Washtenaw County only

Washtenaw County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Lodi

Lodi and the towns around it

Very lowLowModerateHighVery high

Lodimostly inland floodingVery low

Salinemostly inland floodingVery low

Freedommostly inland floodingVery low

Salinemostly inland floodingVery low

Sciomostly inland floodingVery low

Pittsfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Lodi covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Lodi’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Lodi. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Lodi total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.