Natural hazards · Ross

Ross, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ross comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2015.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ross?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ross to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes17%Hail9%Cold waves5%Everything else7%

By hazard

What Ross faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 61 years in the area

Hail

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ross flood?

Every paid claim on a federal flood insurance policy in Ross, from FEMA’s records.

3paid claims since 2015

$39Kpaid to owners

0homes flooded more than once

20152026

Biggest named events

2026-04-Flooding: 1 claim, $3K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ross isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kalamazoo County.

Disasters that hit Ross

Federal disasters declared here

None of the disasters declared for Kalamazoo County shows FEMA aid or repair money reaching Ross itself in FEMA’s records.

Brought FEMA money into RossDeclared for Kalamazoo County only

Kalamazoo County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Ross

Ross and the towns around it

Very lowLowModerateHighVery high

Rossmostly inland floodingLow

Augustamostly inland floodingLow

Bedfordmostly inland floodingLow

Charlestonmostly inland floodingLow

Richlandmostly inland floodingVery low

Barrymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ross covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ross’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ross. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ross total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.