Natural hazards · Augusta

Augusta, MI natural hazards

Most of the natural-hazard damage FEMA expects in Augusta comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2008. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Augusta?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Augusta to be higher than in 33% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding61%Tornadoes17%Hail9%Cold waves5%Everything else7%

By hazard

What Augusta faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage

Below average · higher than 43% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

17% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 61 years in the area

Hail

9% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 46% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Augusta flood?

Every paid claim on a federal flood insurance policy in Augusta, from FEMA’s records.

1paid claims since 2008

$16Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 1 claim, $16K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Augusta isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kalamazoo County.

Disasters that hit Augusta

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Augusta itself: aid to households, or repair grants to the Village of Augusta.

Brought FEMA money into AugustaDeclared for Kalamazoo County only

2000

Snow

$1K to the Village of Augusta for repairs

Kalamazoo County has had 9 natural disasters declared since 1953, most often winter storms and floods.

Around Augusta

Augusta and the towns around it

Very lowLowModerateHighVery high

Augustamostly inland floodingLow

Rossmostly inland floodingLow

Charlestonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Augusta is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Augusta’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Augusta. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.