Natural hazards · Romulus

Romulus, MI natural hazards

Most of the natural-hazard damage FEMA expects in Romulus comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 4 claims here since 2014. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Romulus?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Romulus to be higher than in 9% of U.S. communities, mostly from inland flooding.

Inland flooding57%Cold waves14%Tornadoes12%Heat waves8%Everything else9%

By hazard

What Romulus faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage

Well below average · higher than 24% of U.S. places

Recorded about 3 times a year in the area

Cold waves

14% of expected damage

Below average · higher than 31% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

12% of expected damage

Above average · higher than 56% of U.S. places

Heat waves

8% of expected damage

Below average · higher than 36% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Romulus flood?

Every paid claim on a federal flood insurance policy in Romulus, from FEMA’s records.

4paid claims since 2014

$23Kpaid to owners

1homes flooded more than once

20142026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Romulus isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Wayne County.

Disasters that hit Romulus

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Romulus itself: aid to households, or repair grants to the City of Romulus.

Brought FEMA money into RomulusDeclared for Wayne County only

2023

Severe Storms, Tornadoes, and Flooding

1,055 households applied for aid $2.6M aid approved

2021

Severe Storms, Flooding, and Tornadoes

251 households applied for aid $366K aid approved

2014

Severe Storms and Flooding

252 households applied for aid $189K aid approved

2004

Severe Storms, Tornadoes, and Flooding

195 households applied for aid $105K aid approved

1999

Mi - Severe Weather 1/2 /99

$28K to the City of Romulus for repairs

Wayne County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Romulus

Romulus and the towns around it

Very lowLowModerateHighVery high

Taylormostly inland floodingLow

Van Burenmostly inland floodingVery low

Huronmostly inland floodingVery low

Waynemostly inland floodingVery low

Romulusmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Romulus covers 9 census tracts, combined by population.

Money that reached townFlood claims are matched to Romulus’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Romulus. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Romulus total about $5.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.