Natural hazards · Riga

Riga, MI natural hazards

Most of the natural-hazard damage FEMA expects in Riga comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 6 claims here since 1981.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Riga?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Riga to be higher than in 66% of U.S. communities, mostly from inland flooding.

Inland flooding67%Tornadoes11%Cold waves10%Everything else12%

By hazard

What Riga faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

67% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once a year in the area

Tornadoes

11% of expected damage

Well above average · higher than 81% of U.S. places

Cold waves

10% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Riga flood?

Every paid claim on a federal flood insurance policy in Riga, from FEMA’s records.

6paid claims since 1981

$36Kpaid to owners

0homes flooded more than once

19812026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Riga isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lenawee County.

Disasters that hit Riga

Federal disasters declared here

None of the disasters declared for Lenawee County shows FEMA aid or repair money reaching Riga itself in FEMA’s records.

Brought FEMA money into RigaDeclared for Lenawee County only

Lenawee County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Riga

Riga and the towns around it

Very lowLowModerateHighVery high

Rigamostly inland floodingHigh

Blissfieldmostly inland floodingHigh

Richfieldmostly inland floodingModerate

Blissfieldmostly inland floodingModerate

Deerfieldmostly inland floodingModerate

Ogdenmostly inland floodingModerate

Whitefordmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Riga covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Riga’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Riga. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Riga total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.