Natural hazards · Ogden

Ogden, MI natural hazards

Most of the natural-hazard damage FEMA expects in Ogden comes from inland flooding, and overall the risk is moderate for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ogden?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ogden to be higher than in 42% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding49%Cold waves16%Tornadoes13%Strong wind6%Everything else16%

By hazard

What Ogden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage

Above average · higher than 57% of U.S. places

Recorded about once a year in the area

Cold waves

16% of expected damage

Above average · higher than 56% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

13% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about once every 22 years in the area

Strong wind

6% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ogden flood?

FEMA's records show no paid flood insurance claims in Ogden.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ogden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lenawee County.

Disasters that hit Ogden

Federal disasters declared here

None of the disasters declared for Lenawee County shows FEMA aid or repair money reaching Ogden itself in FEMA’s records.

Brought FEMA money into OgdenDeclared for Lenawee County only

Lenawee County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Ogden

Ogden and the towns around it

Very lowLowModerateHighVery high

Rigamostly inland floodingHigh

Blissfieldmostly inland floodingModerate

Palmyramostly inland floodingModerate

Ogdenmostly inland floodingModerate

Fairfieldmostly inland floodingModerate

Amboymostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ogden covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Ogden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Ogden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ogden total about $883K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.