Natural hazards · Quincy

Quincy, MI natural hazards

Most of the natural-hazard damage FEMA expects in Quincy comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 3 claims here since 2013.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Quincy?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Quincy to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding72%Tornadoes12%Everything else16%

By hazard

What Quincy faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

72% of expected damage

Well above average · higher than 75% of U.S. places

Recorded about once every 100 years in the area

Tornadoes

12% of expected damage

Well above average · higher than 87% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Quincy flood?

Every paid claim on a federal flood insurance policy in Quincy, from FEMA’s records.

3paid claims since 2013

$144Kpaid to owners

1homes flooded more than once

20132026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Quincy isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Branch County.

Disasters that hit Quincy

Federal disasters declared here

None of the disasters declared for Branch County shows FEMA aid or repair money reaching Quincy itself in FEMA’s records.

Brought FEMA money into QuincyDeclared for Branch County only

Branch County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Quincy

Quincy and the towns around it

Very lowLowModerateHighVery high

Quincymostly inland floodingModerate

Butlermostly inland floodingLow

Allenmostly inland floodingLow

Alganseemostly inland floodingLow

Coldwatermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Quincy covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Quincy’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Quincy. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Quincy total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.