Natural hazards · Algansee

Algansee, MI natural hazards

Most of the natural-hazard damage FEMA expects in Algansee comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Algansee?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Algansee to be higher than in 22% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding43%Tornadoes20%Cold waves12%Strong wind8%Hail5%Everything else12%

By hazard

What Algansee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

43% of expected damage

Below average · higher than 29% of U.S. places

Tornadoes

20% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 27 years in the area

Cold waves

12% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 3 times a year in the area

Strong wind

8% of expected damage

Above average · higher than 74% of U.S. places

Recorded about 5 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Algansee flood?

FEMA's records show no paid flood insurance claims in Algansee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Algansee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Branch County.

Disasters that hit Algansee

Federal disasters declared here

None of the disasters declared for Branch County shows FEMA aid or repair money reaching Algansee itself in FEMA’s records.

Brought FEMA money into AlganseeDeclared for Branch County only

Branch County has had 4 natural disasters declared since 1953, most often winter storms and hurricanes.

Around Algansee

Algansee and the towns around it

Very lowLowModerateHighVery high

Ovidmostly inland floodingHigh

Quincymostly inland floodingModerate

Readingmostly inland floodingLow

Alganseemostly inland floodingLow

Californiamostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Algansee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Algansee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Algansee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Algansee total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.