Natural hazards · Mussey

Mussey, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mussey comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mussey?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mussey to be higher than in 20% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves26%Tornadoes22%Strong wind6%Everything else6%

By hazard

What Mussey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once a year in the area

Cold waves

26% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

22% of expected damage

Well above average · higher than 79% of U.S. places

Strong wind

6% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mussey flood?

FEMA's records show no paid flood insurance claims in Mussey.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Mussey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

Disasters that hit Mussey

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mussey itself: aid to households, or repair grants to the Township of Mussey.

Brought FEMA money into MusseyDeclared for St. Clair County only

2004

Severe Storms, Tornadoes, and Flooding

2 households applied for aid $2K aid approved

St. Clair County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Mussey

Mussey and the towns around it

Very lowLowModerateHighVery high

Lynnmostly inland floodingModerate

Imlaymostly inland floodingLow

Emmettmostly inland floodingLow

Musseymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mussey covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mussey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mussey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mussey total about $474K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.