Natural hazards · Emmett

Emmett, MI natural hazards

Most of the natural-hazard damage FEMA expects in Emmett comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Emmett?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Emmett to be higher than in 35% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding50%Cold waves23%Tornadoes18%Strong wind5%Everything else5%

By hazard

What Emmett faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once a year in the area

Cold waves

23% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 77% of U.S. places

Recorded about once every 79 years in the area

Strong wind

5% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 5 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Emmett flood?

FEMA's records show no paid flood insurance claims in Emmett.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Emmett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: St. Clair County.

Disasters that hit Emmett

Federal disasters declared here

None of the disasters declared for St. Clair County shows FEMA aid or repair money reaching Emmett itself in FEMA’s records.

Brought FEMA money into EmmettDeclared for St. Clair County only

St. Clair County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Emmett

Emmett and the towns around it

Very lowLowModerateHighVery high

Rileymostly inland floodingModerate

Brockwaymostly inland floodingModerate

Kenockeemostly inland floodingLow

Emmettmostly inland floodingLow

Musseymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Emmett covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Emmett’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Emmett. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Emmett total about $706K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.