Natural hazards · Mentor

Mentor, MI natural hazards

Most of the natural-hazard damage FEMA expects in Mentor comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mentor?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mentor to be higher than in 27% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding55%Lightning24%Cold waves9%Everything else12%

By hazard

What Mentor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 9 years in the area

Lightning

24% of expected damage

Above average · higher than 57% of U.S. places

Cold waves

9% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mentor flood?

FEMA's records show no paid flood insurance claims in Mentor.

Disasters that hit Mentor

Federal disasters declared here

None of the disasters declared for Oscoda County shows FEMA aid or repair money reaching Mentor itself in FEMA’s records.

Brought FEMA money into MentorDeclared for Oscoda County only

Oscoda County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Mentor

Mentor and the towns around it

Very lowLowModerateHighVery high

Mentormostly inland floodingLow

Rosemostly inland floodingLow

Goodarmostly inland floodingLow

Mitchellmostly inland floodingLow

Curtismostly inland floodingLow

Big Creekmostly inland floodingVery low

Cominsmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mentor covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Mentor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Mentor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Mentor total about $883K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.