Natural hazards · Comins

Comins, MI natural hazards

Most of the natural-hazard damage FEMA expects in Comins comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Comins?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Comins to be higher than in 4% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding47%Lightning28%Cold waves11%Tornadoes5%Everything else9%

By hazard

What Comins faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

47% of expected damage

Well below average · higher than 15% of U.S. places

Recorded about once every 9 years in the area

Lightning

28% of expected damage

Above average · higher than 56% of U.S. places

Cold waves

11% of expected damage

Below average · higher than 44% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

5% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once every 56 years in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong wind

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Comins flood?

FEMA's records show no paid flood insurance claims in Comins.

Disasters that hit Comins

Federal disasters declared here

None of the disasters declared for Oscoda County shows FEMA aid or repair money reaching Comins itself in FEMA’s records.

Brought FEMA money into CominsDeclared for Oscoda County only

Oscoda County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Comins

Comins and the towns around it

Very lowLowModerateHighVery high

Mentormostly inland floodingLow

Mitchellmostly inland floodingLow

Elmermostly inland floodingVery low

Cominsmostly inland floodingVery low

Clintonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Comins is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Comins’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Comins. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.