Natural hazards · McMillan

McMillan, MI natural hazards

Most of the natural-hazard damage FEMA expects in McMillan comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2001.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is McMillan?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in McMillan to be higher than in 8% of U.S. communities, mostly from inland flooding.

Inland flooding80%Cold waves7%Everything else13%

By hazard

What McMillan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

80% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 28 years in the area

Cold waves

7% of expected damage

Below average · higher than 49% of U.S. places

Recorded about 2 times a year in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

HurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does McMillan flood?

Every paid claim on a federal flood insurance policy in McMillan, from FEMA’s records.

1paid claims since 2001

$6Kpaid to owners

0homes flooded more than once

20012026

Disasters that hit McMillan

Federal disasters declared here

None of the disasters declared for Luce County shows FEMA aid or repair money reaching McMillan itself in FEMA’s records.

Brought FEMA money into McMillanDeclared for Luce County only

Luce County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

Around McMillan

McMillan and the towns around it

Very lowLowModerateHighVery high

Columbusmostly inland floodingLow

Pentlandmostly inland floodingLow

McMillanmostly inland floodingVery low

Burtmostly inland floodingVery low

Whitefishmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. McMillan covers 3 census tracts, combined by population.

Money that reached townFlood claims are matched to McMillan’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of McMillan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across McMillan total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.