Natural hazards · Burt

Burt, MI natural hazards

Most of the natural-hazard damage FEMA expects in Burt comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Burt?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Burt to be higher than in 8% of U.S. communities, mostly from inland flooding and lightning.

Inland flooding54%Lightning19%Cold waves14%Hail10%Everything else4%

By hazard

What Burt faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once every 6 years in the area

Lightning

19% of expected damage

Below average · higher than 49% of U.S. places

Cold waves

14% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hail

10% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about once every 2 years in the area

Lower here

Coastal floodingTornadoesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windDrought

Not a risk here

HurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Burt flood?

Every paid claim on a federal flood insurance policy in Burt, from FEMA’s records.

1paid claims since 2026

$8Kpaid to owners

0homes flooded more than once

20262026

of all homes
are insured

No community discount. Burt isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Alger County.

Disasters that hit Burt

Federal disasters declared here

None of the disasters declared for Alger County shows FEMA aid or repair money reaching Burt itself in FEMA’s records.

Brought FEMA money into BurtDeclared for Alger County only

Alger County has had 3 natural disasters declared since 1953, most often hurricanes and winter storms.

Around Burt

Burt and the towns around it

Very lowLowModerateHighVery high

Hiawathamostly inland floodingModerate

Seneymostly inland floodingLow

Burtmostly inland floodingVery low

McMillanmostly inland floodingVery low

Munisingmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Burt covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Burt’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Burt. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Burt total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.