Natural hazards · Marshall

Marshall, MI natural hazards

Most of the natural-hazard damage FEMA expects in Marshall comes from inland flooding, and overall the risk is low for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Marshall?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Marshall to be higher than in 26% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding48%Tornadoes20%Strong wind13%Cold waves8%Hail5%Everything else5%

By hazard

What Marshall faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

20% of expected damage

Well above average · higher than 86% of U.S. places

Strong wind

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Marshall flood?

FEMA's records show no paid flood insurance claims in Marshall.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Marshall isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

Disasters that hit Marshall

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Marshall itself: aid to households, or repair grants to the City of Marshall.

Brought FEMA money into MarshallDeclared for Calhoun County only

2000

Snow

$7K to the City of Marshall for repairs

Calhoun County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Marshall

Marshall and the towns around it

Very lowLowModerateHighVery high

Marshallmostly inland floodingLow

Fredoniamostly inland floodingLow

Marengomostly inland floodingLow

Marshallmostly inland floodingLow

Eckfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Marshall covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Marshall’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Marshall. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Marshall total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.