Natural hazards · Fredonia

Fredonia, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fredonia comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 2008.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fredonia?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fredonia to be higher than in 30% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding50%Tornadoes19%Strong wind13%Cold waves8%Hail5%Everything else5%

By hazard

What Fredonia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

19% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 29 years in the area

Strong wind

13% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 5 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 50% of U.S. places

Recorded about 2 times a year in the area

Hail

5% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fredonia flood?

Every paid claim on a federal flood insurance policy in Fredonia, from FEMA’s records.

3paid claims since 2008

$8Kpaid to owners

0homes flooded more than once

20082026

Biggest named events

Hurricane Ike: 2 claims, $7K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fredonia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Calhoun County.

Disasters that hit Fredonia

Federal disasters declared here

None of the disasters declared for Calhoun County shows FEMA aid or repair money reaching Fredonia itself in FEMA’s records.

Brought FEMA money into FredoniaDeclared for Calhoun County only

Calhoun County has had 6 natural disasters declared since 1953, most often winter storms and floods.

Around Fredonia

Fredonia and the towns around it

Very lowLowModerateHighVery high

Marshallmostly inland floodingLow

Fredoniamostly inland floodingLow

Tekonshamostly inland floodingLow

Marshallmostly inland floodingLow

Newtonmostly inland floodingLow

Eckfordmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fredonia is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Fredonia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fredonia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.