Natural hazards · Maple River

Maple River, MI natural hazards

Most of the natural-hazard damage FEMA expects in Maple River comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Maple River?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Maple River to be higher than in 60% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding69%Cold waves26%Everything else5%

By hazard

What Maple River faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 6 years in the area

Cold waves

26% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 2 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Maple River flood?

FEMA's records show no paid flood insurance claims in Maple River.

of all homes
are insured

No community discount. Maple River isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Emmet County.

Disasters that hit Maple River

Federal disasters declared here

None of the disasters declared for Emmet County shows FEMA aid or repair money reaching Maple River itself in FEMA’s records.

Brought FEMA money into Maple RiverDeclared for Emmet County only

Emmet County has had 5 natural disasters declared since 1953, most often floods and ice storms.

Around Maple River

Maple River and the towns around it

Very lowLowModerateHighVery high

Burtmostly inland floodingHigh

McKinleymostly inland floodingHigh

Maple Rivermostly inland floodingHigh

Littlefieldmostly inland floodingModerate

Pleasantviewmostly inland floodingLow

Little Traversemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Maple River covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Maple River’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Maple River. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Maple River total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.