Natural hazards · Huron

Huron, MI natural hazards

Most of the natural-hazard damage FEMA expects in Huron comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Huron?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Huron to be higher than in 22% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding54%Cold waves29%Everything else18%

By hazard

What Huron faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

54% of expected damage

Below average · higher than 46% of U.S. places

Recorded about once every 2 years in the area

Cold waves

29% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Huron flood?

Every paid claim on a federal flood insurance policy in Huron, from FEMA’s records.

5paid claims since 1986

$105Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Huron isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Huron

Federal disasters declared here

None of the disasters declared for Huron County shows FEMA aid or repair money reaching Huron itself in FEMA’s records.

Brought FEMA money into HuronDeclared for Huron County only

Huron County has had 6 natural disasters declared since 1953, most often floods and winter storms.

Around Huron

Huron and the towns around it

Very lowLowModerateHighVery high

Dwightmostly inland floodingLow

Huronmostly inland floodingLow

Bloomfieldmostly inland floodingLow

Port Austinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Huron is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Huron’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Huron. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.