Natural hazards · Dwight

Dwight, MI natural hazards

Most of the natural-hazard damage FEMA expects in Dwight comes from inland flooding, and overall the risk is low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Dwight?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Dwight to be higher than in 29% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves30%Everything else17%

By hazard

What Dwight faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Above average · higher than 54% of U.S. places

Recorded about once every 2 years in the area

Cold waves

30% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 3 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Dwight flood?

FEMA's records show no paid flood insurance claims in Dwight.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Dwight isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Huron County.

Disasters that hit Dwight

Federal disasters declared here

None of the disasters declared for Huron County shows FEMA aid or repair money reaching Dwight itself in FEMA’s records.

Brought FEMA money into DwightDeclared for Huron County only

Huron County has had 6 natural disasters declared since 1953, most often floods and winter storms.

Around Dwight

Dwight and the towns around it

Very lowLowModerateHighVery high

Dwightmostly inland floodingLow

Humemostly inland floodingLow

Lincolnmostly inland floodingLow

Huronmostly inland floodingLow

Port Austinmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Dwight covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Dwight’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Dwight. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Dwight total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.