Natural hazards · Fenton

Fenton, MI natural hazards

Most of the natural-hazard damage FEMA expects in Fenton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Fenton?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fenton to be higher than in 25% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding46%Tornadoes26%Cold waves18%Everything else10%

By hazard

What Fenton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

46% of expected damage

Below average · higher than 35% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 88% of U.S. places

Cold waves

18% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Fenton flood?

Every paid claim on a federal flood insurance policy in Fenton, from FEMA’s records.

3paid claims since 1982

$12Kpaid to owners

0homes flooded more than once

19822026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Fenton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Genesee County.

Disasters that hit Fenton

Federal disasters declared here

None of the disasters declared for Genesee County shows FEMA aid or repair money reaching Fenton itself in FEMA’s records.

Brought FEMA money into FentonDeclared for Genesee County only

Genesee County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Fenton

Fenton and the towns around it

Very lowLowModerateHighVery high

Argentinemostly inland floodingLow

Fentonmostly inland floodingLow

Mundymostly inland floodingVery low

Fentonmostly inland floodingVery low

Hollymostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fenton covers 5 census tracts, combined by population.

Money that reached townFlood claims are matched to Fenton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Fenton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fenton total about $5.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.