Natural hazards · Argentine

Argentine, MI natural hazards

Most of the natural-hazard damage FEMA expects in Argentine comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2023. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Argentine?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Argentine to be higher than in 29% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding45%Tornadoes26%Cold waves20%Everything else10%

By hazard

What Argentine faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

45% of expected damage

Below average · higher than 42% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · higher than 88% of U.S. places

Cold waves

20% of expected damage

Above average · higher than 54% of U.S. places

Recorded about 3 times a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Argentine flood?

Every paid claim on a federal flood insurance policy in Argentine, from FEMA’s records.

2paid claims since 2023

$13Kpaid to owners

0homes flooded more than once

20232026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Argentine isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Genesee County.

Disasters that hit Argentine

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Argentine itself: aid to households, or repair grants to the Township of Argentine.

Brought FEMA money into ArgentineDeclared for Genesee County only

2000

Snow

$2K to the Township of Argentine for repairs

Genesee County has had 9 natural disasters declared since 1953, most often severe storms and floods.

Around Argentine

Argentine and the towns around it

Very lowLowModerateHighVery high

Burnsmostly inland floodingLow

Argentinemostly inland floodingLow

Gainesmostly inland floodingLow

Fentonmostly inland floodingLow

Gainesmostly inland floodingLow

Deerfieldmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Argentine covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Argentine’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Argentine. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Argentine total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.