Natural hazards · Egelston

Egelston, MI natural hazards

Most of the natural-hazard damage FEMA expects in Egelston comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 5 claims here since 1986.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Egelston?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Egelston to be higher than in 14% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding58%Tornadoes16%Strong wind13%Cold waves5%Everything else7%

By hazard

What Egelston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

58% of expected damage

Below average · higher than 28% of U.S. places

Recorded about once every 2 years in the area

Tornadoes

16% of expected damage

Above average · higher than 55% of U.S. places

Strong wind

13% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Cold waves

5% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Egelston flood?

Every paid claim on a federal flood insurance policy in Egelston, from FEMA’s records.

5paid claims since 1986

$39Kpaid to owners

0homes flooded more than once

19862026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Egelston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskegon County.

Disasters that hit Egelston

Federal disasters declared here

None of the disasters declared for Muskegon County shows FEMA aid or repair money reaching Egelston itself in FEMA’s records.

Brought FEMA money into EgelstonDeclared for Muskegon County only

Muskegon County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Egelston

Egelston and the towns around it

Very lowLowModerateHighVery high

Sullivanmostly inland floodingLow

Moorlandmostly inland floodingVery low

Muskegonmostly inland floodingVery low

Egelstonmostly inland floodingVery low

Cedar Creekmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Egelston covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Egelston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Egelston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Egelston total about $1.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.