Natural hazards · Cedar Creek

Cedar Creek, MI natural hazards

Most of the natural-hazard damage FEMA expects in Cedar Creek comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 1 claim here since 2026.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Cedar Creek?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Cedar Creek to be higher than in 13% of U.S. communities, mostly from inland flooding.

Inland flooding60%Strong wind15%Tornadoes13%Cold waves5%Everything else7%

By hazard

What Cedar Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once every 2 years in the area

Strong wind

15% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

13% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 64 years in the area

Cold waves

5% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Lower here

HurricanesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Cedar Creek flood?

Every paid claim on a federal flood insurance policy in Cedar Creek, from FEMA’s records.

1paid claims since 2026

$54paid to owners

0homes flooded more than once

20262026

Biggest named events

2026-04-Flooding: 1 claim, $54

of homes in flood zones
are insured

of all homes
are insured

No community discount. Cedar Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Muskegon County.

Disasters that hit Cedar Creek

Federal disasters declared here

None of the disasters declared for Muskegon County shows FEMA aid or repair money reaching Cedar Creek itself in FEMA’s records.

Brought FEMA money into Cedar CreekDeclared for Muskegon County only

Muskegon County has had 12 natural disasters declared since 1953, most often floods and severe storms.

Around Cedar Creek

Cedar Creek and the towns around it

Very lowLowModerateHighVery high

Bridgetonmostly inland floodingLow

Muskegonmostly inland floodingVery low

Daltonmostly inland floodingVery low

Egelstonmostly inland floodingVery low

Cedar Creekmostly inland floodingVery low

Holtonmostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Cedar Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Cedar Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Cedar Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.