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Natural hazards in Comstock Park · FEMA

Comstock Park is calmer than 92% of U.S. communities

Most of the natural-hazard damage FEMA expects in Comstock Park comes from inland flooding, and overall the risk is very low for a U.S. community.

8Very low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Very low
higher than 8% of U.S. places
Main hazard
Inland flooding
41% of expected damage
Flood claims
0
none on record
Disasters paid out here
0
of 11 declared for Kent County
Expected yearly loss
$979K
buildings, people and crops

What stands out about Comstock Park’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is Comstock Park?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 8% of U.S. communities, mostly from inland flooding and tornadoes.

Where Comstock Park sits
Comstock Park
Very lowLowModerateHighVery high

Calmer than 1,598 of the 1,771 Michigan towns we cover.

Comstock Park covers 2 census tracts, combined by population.

What drives the damage
Inland flooding41%Tornadoes26%Cold waves11%Heat waves10%Strong wind9%Everything else3%
Flood insurance claims

Does Comstock Park flood? No paid flood claims on record

FEMA’s records show no paid flood insurance claims in Comstock Park. That’s not a promise: most homes don’t carry flood insurance, so small floods go unrecorded.

of all homes are insured
No community discount

Comstock Park isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Kent County.
By hazard

What Comstock Park faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

41%of expected damage
Well below average · higher than 17% of U.S. places
Recorded about once a year in the area

Tornadoes

26%of expected damage
Above average · higher than 73% of U.S. places

Cold waves

11%of expected damage
Well below average · higher than 20% of U.S. places
Recorded about once a year in the area

Heat waves

10%of expected damage
Below average · higher than 30% of U.S. places
Recorded about 2 times a year in the area

Strong wind

9%of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 3 times a year in the area
Lower here
🌀 Hurricanes🧊 Hail🧊 Ice storms❄️ Winter weather🔥 Wildfire🏚️ Earthquakes⛰️ Landslides⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Storms remembered

Federal disasters declared here

None of the disasters declared for Kent County shows FEMA aid or repair money reaching Comstock Park itself in FEMA’s records.

Disasters declared, by decade
Paid out in Comstock ParkKent County only

Kent County has had 11 natural disasters declared since 1953, most often floods and severe storms.

Be ready

Get ready for what Comstock Park actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Cold snaps
  • Let faucets drip so pipes don’t freeze.
  • Know where your water shutoff is.
  • Never heat the house with the oven or a grill.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Next door

Comstock Park and its neighbors

Comstock Park ranks 2nd calmest of 3 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
Comstock ParkVery lowinland flooding0
WalkerVery lowinland flooding1
AlpineVery lowinland flooding1

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

Storm season

Most disasters here begin in March–May

The month each of Kent County’s 11 declared disasters began, since 1953.

2J
F
1M
2A
2M
J
J
2A
1S
O
N
1D
FloodsSevere stormsWinter stormsHurricanesTornadoes
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to Comstock Park’s own flood-insurance community; household aid to the registrant’s city; repair grants to Comstock Park.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across Comstock Park, expected losses total about $979K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in Comstock Park.

Town Square →
Weigh in
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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