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Housing in Amber

A typical Amber home is worth roughly $285,000

Home prices around Amber have risen about 64% over the past 5 years.

Typical home value
$285K
▲ 0.2% in a year · MI $266K
Estimate
2-bedroom rent
$1,020
a month, utilities in · HUD
Median tax bill
$2,298
MI $2,904
Price trend

Home prices up 64% in 5 years

The federal house price index for the ZIP codes around Amber rose 64% over the past 5 years, faster than across Michigan (52%). Prices were about flat last year. Carrying the Census median home value forward with that index puts the typical Amber home at roughly $285,000 today.

Amber areaMichigan
−50%0%+50%+100%+150%+200%200020052010201520202025
+0.2%
past year
+64%
past 5 years
+120%
past 10 years
Estimated value

Carrying the Census median forward with the index puts a typical home at about $285K.

How Amber ranks on rising home prices →

Federal Housing Finance Agency House Price Index (annual) for the ZIP codes around Amber, weighted by land area. It tracks repeat sales of the same homes, so it shows how prices changed, not what homes cost.

Affordability

A typical home costs 4 years of income

More than across Michigan (3.7 years). Try your own numbers below.

You could afford about
$272,000
Typical Amber home $285K

That’s $12K short of a typical Amber home.

The typical home, each month
$1,730
Loan $1,410Tax $240Insurance $80

A two-bedroom rents for about $1,020 a month here, $710 less than owning.

How Amber ranks on affordability →

An estimate, not a loan offer: payments of up to 28% of income, a 30-year fixed loan, Amber’s typical property tax (1.00% of value a year, from the Census) and insurance of about 0.35%. Mortgage insurance, HOA fees and other debts aren’t included.

Renting

A two-bedroom rents for about $1,020

Renters already here pay a median of $1,203.

Fair Market Rent a month, utilities included

Studio$720
1 bedroom$810
2 bedrooms$1,020
3 bedrooms$1,360
4 bedrooms$1,370
30%
of households rent · MI 27%
293
renter households
31%
of renters spend 30%+ of income on rent · MI 50%
17%
of the median income, for a two-bedroom
$1,203
median rent paid today · Census

U.S. Department of Housing and Urban Development, Fair Market Rents by ZIP code (Mason County, MI): the 40th-percentile rent plus utilities for a standard unit. Median rent and renters: U.S. Census Bureau, American Community Survey.

The homes

70% of Amber households own their home

Half of Amber’s homes were built before 1991.

Owners and renters
Own 70%Rent 30%

Michigan: 73% own.

1991
typical home built · MI 1972
$2,298
median property tax bill · MI $2,904
1.00%
of a home’s value, a year in tax · MI 1.25%
5%
of homes are seasonal or vacation homes

U.S. Census Bureau, American Community Survey 2020-2024.

Next door

Amber vs. its neighbors

Amber is the 3rd priciest of 6 neighboring towns. Tap one to see its housing page.

Compare more
TownTypical value1-yr change2-bed rentNew homes 2025Median income
Amber$285K*+0.2%†$1,020—$70,515
Riverton$186K*−0.8%†$990—$63,250
Pere Marquette$297K*+1.4%†$1,0506$84,531
Scottville$226K+6%$970—$51,953
Victory$300K*−0%†$1,030—$65,938
Custer$226K+7.5%$970—$56,172

Typical value: Zillow Home Value Index; * Census median home value where Zillow has none. † FHFA price index change where Zillow has none. Rent: HUD Fair Market Rent. New homes: Census building permits.

Neighbors talk housing

What Amber buyers, sellers and renters are saying.

Town Square →
Weigh in
Is Amber still affordable for young families?

Your answer becomes a post in Town Square.

Start the conversation

Home values: Zillow Home Value Index (ZHVI), Zillow Research. Sales, days on market and supply: Redfin Data Center. Income, ownership, taxes and rent: U.S. Census Bureau, American Community Survey. Price trend: Federal Housing Finance Agency House Price Index. Fair Market Rents: U.S. Department of Housing and Urban Development. Listings link to their publishers. The calculator is an estimate, not a loan offer.

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