Natural hazards · Amber

Amber, MI natural hazards

Most of the natural-hazard damage FEMA expects in Amber comes from inland flooding, and overall the risk is very low for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Amber?

Very low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Amber to be higher than in 1% of U.S. communities, mostly from inland flooding.

Inland flooding62%Strong wind10%Cold waves9%Winter weather8%Everything else11%

By hazard

What Amber faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

62% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once every 3 years in the area

Strong wind

10% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once a year in the area

Cold waves

9% of expected damage

Well below average · higher than 19% of U.S. places

Recorded about once a year in the area

Winter weather

8% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 29 times a year in the area

Lower here

Coastal floodingHurricanesTornadoesHailIce stormsHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Amber flood?

FEMA's records show no paid flood insurance claims in Amber.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Amber isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Mason County.

Disasters that hit Amber

Federal disasters declared here

None of the disasters declared for Mason County shows FEMA aid or repair money reaching Amber itself in FEMA’s records.

Brought FEMA money into AmberDeclared for Mason County only

Mason County has had 7 natural disasters declared since 1953, most often severe storms and floods.

Around Amber

Amber and the towns around it

Very lowLowModerateHighVery high

Custermostly inland floodingLow

Victorymostly inland floodingVery low

Rivertonmostly inland floodingVery low

Pere Marquettemostly inland floodingVery low

Ambermostly inland floodingVery low

Scottvillemostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Amber covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Amber’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Amber. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Amber total about $1.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.