TownTapestry
Sign inJoin
WindsorGood afternoon
Natural hazards · Windsor

Windsor, ME natural hazards

Most of the natural-hazard damage FEMA expects in Windsor comes from inland flooding, and overall the risk is low for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Windsor?

29
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Windsor to be higher than in 29% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding52%Hurricanes17%Ice storms8%Drought6%Everything else18%
By hazard

What Windsor faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Below average · higher than 34% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

17% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Ice storms

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Drought

6% of expected damage
Recorded about 5 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Windsor flood?

FEMA's records show no paid flood insurance claims in Windsor.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Windsor isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kennebec County.
Disasters that hit Windsor

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Windsor itself: aid to households, or repair grants to the Town of Windsor.

Brought FEMA money into WindsorDeclared for Kennebec County only
2023

Severe Storm and Flooding

8 households applied for aid $1K aid approved
2017

Severe Storm and Flooding

$10K to the Town of Windsor for repairs
2007

Severe Storms and Inland and Coastal Flooding

$3K to the Town of Windsor for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$49K to the Town of Windsor for repairs
2005

Record And/Or Near Record Snow

$8K to the Town of Windsor for repairs
2003

Snow

$5K to the Town of Windsor for repairs
1999

Hurricane Floyd Major Disaster Declarations

$1K to the Town of Windsor for repairs
Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Windsor

Windsor and the towns around it

Jefferson: Moderate, mostly inland floodingSomerville: Moderate, mostly inland floodingWhitefield: Moderate, mostly inland floodingChina: Low, mostly inland floodingPalermo: Moderate, mostly inland floodingNobleboro: Low, mostly inland floodingAlna: Moderate, mostly inland floodingWaldoboro: Low, mostly inland floodingNewcastle: Moderate, mostly inland floodingWashington: Low, mostly inland floodingPittston: Moderate, mostly inland floodingChelsea: Low, mostly inland floodingVassalboro: Moderate, mostly inland floodingWinslow: Moderate, mostly inland floodingAlbion: Low, mostly inland floodingLiberty: Moderate, mostly inland floodingWindsor: Low, mostly inland flooding WindsorJeffersonSomervilleWhitefieldChinaPalermo
Very lowLowModerateHighVery high
Jeffersonmostly inland floodingModerate
Somervillemostly inland floodingModerate
Whitefieldmostly inland floodingModerate
Palermomostly inland floodingModerate
Windsormostly inland floodingLow
Chinamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Windsor covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Windsor’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Windsor. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Windsor total about $672K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Windsor, MEKennebec CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Windsor is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map