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Natural hazards · China

China, ME natural hazards

Most of the natural-hazard damage FEMA expects in China comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1983. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is China?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in China to be higher than in 25% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding50%Hurricanes18%Ice storms8%Everything else24%
By hazard

What China faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage
Below average · higher than 27% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

18% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Ice storms

8% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does China flood?

Every paid claim on a federal flood insurance policy in China, from FEMA’s records.

3paid claims since 1983
$5Kpaid to owners
0homes flooded more than once
19832026
of homes in flood zones
are insured
of all homes
are insured
No community discount. China isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kennebec County.
Disasters that hit China

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in China itself: aid to households, or repair grants to the Town of China.

Brought FEMA money into ChinaDeclared for Kennebec County only
2023

Severe Storm and Flooding

11 households applied for aid $10K aid approved $94K to the Town of China for repairs
2017

Severe Storm and Flooding

$10K to the Town of China for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$31K to the Town of China for repairs
2005

Record And/Or Near Record Snow

$12K to the Town of China for repairs
2002

Severe Winter Cold and Frost

$6K to the Town of China for repairs
2000

Severe Storms, Flooding, and Ice Jams

$5K to the Town of China for repairs
Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around China

China and the towns around it

Vassalboro: Moderate, mostly inland floodingPalermo: Moderate, mostly inland floodingWinslow: Moderate, mostly inland floodingAlbion: Low, mostly inland floodingWindsor: Low, mostly inland floodingSidney: Low, mostly inland floodingAugusta: Moderate, mostly inland floodingLiberty: Moderate, mostly inland floodingWashington: Low, mostly inland floodingSomerville: Moderate, mostly inland floodingWaterville: Moderate, mostly inland floodingBenton: High, mostly inland floodingFreedom: Moderate, mostly inland floodingUnity: Moderate, mostly inland floodingJefferson: Moderate, mostly inland floodingWhitefield: Moderate, mostly inland floodingChina: Low, mostly inland flooding ChinaVassalboroPalermoWinslowAlbionWindsor
Very lowLowModerateHighVery high
Winslowmostly inland floodingModerate
Vassalboromostly inland floodingModerate
Palermomostly inland floodingModerate
Windsormostly inland floodingLow
Albionmostly inland floodingLow
Chinamostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. China covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to China’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of China. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across China total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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