Natural hazards · Thomaston

Thomaston, ME natural hazards

Most of the natural-hazard damage FEMA expects in Thomaston comes from hurricanes, and overall the risk is low for a U.S. community. Flood insurance has paid 6 claims here since 1990. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Thomaston?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Thomaston to be higher than in 35% of U.S. communities, mostly from hurricanes and inland flooding.

Hurricanes35%Inland flooding29%Coastal flooding11%Ice storms8%Everything else18%

By hazard

What Thomaston faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hurricanes

35% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once every 10 years in the area

Inland flooding

29% of expected damage

Well below average · higher than 6% of U.S. places

Recorded about once a year in the area

Coastal flooding

11% of expected damage

Well above average · higher than 98% of U.S. places

Ice storms

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Thomaston flood?

Every paid claim on a federal flood insurance policy in Thomaston, from FEMA’s records.

6paid claims since 1990

$638Kpaid to owners

0homes flooded more than once

19902026

of homes in flood zones
are insured

of all homes
are insured

No community discount. Thomaston isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit Thomaston

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Thomaston itself: aid to households, or repair grants to the Town of Thomaston.

Brought FEMA money into ThomastonDeclared for Knox County only

2024

Severe Storms and Flooding

5 households applied for aid

2017

Severe Storm and Flooding

$12K to the Town of Thomaston for repairs

2013

Severe Winter Storm, Snowstorm, and Flooding

$19K to the Town of Thomaston for repairs

2010

Severe Winter Storm

$6K to the Town of Thomaston for repairs

2008

Severe Winter Storm and Flooding

$32K to the Town of Thomaston for repairs

2007

Severe Storms and Inland and Coastal Flooding

7 households applied for aid $2K aid approved

2007

Flooding

$4K to the Town of Thomaston for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$20K to the Town of Thomaston for repairs

2005

Record And/Or Near Record Snow

$10K to the Town of Thomaston for repairs

Knox County has had 26 natural disasters declared since 1953, most often severe storms and floods.

Around Thomaston

Thomaston and the towns around it

Very lowLowModerateHighVery high

Thomastonmostly hurricanesLow

South Thomastonmostly hurricanesLow

Warrenmostly inland floodingLow

Cushingmostly hurricanesLow

Rocklandmostly hurricanesVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Thomaston covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Thomaston’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Thomaston. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Thomaston total about $833K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.