Natural hazards · Raymond

Raymond, ME natural hazards

Most of the natural-hazard damage FEMA expects in Raymond comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 1993. 8 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Raymond?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Raymond to be higher than in 21% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding50%Hurricanes25%Ice storms8%Everything else17%

By hazard

What Raymond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well below average · higher than 16% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

25% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about once every 8 years in the area

Ice storms

8% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Raymond flood?

Every paid claim on a federal flood insurance policy in Raymond, from FEMA’s records.

2paid claims since 1993

$19Kpaid to owners

0homes flooded more than once

19932026

of all homes
are insured

No community discount. Raymond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cumberland County.

Disasters that hit Raymond

8 federal disasters brought FEMA money here

Disasters the President declared that paid out in Raymond itself: aid to households, or repair grants to the Town of Raymond.

Brought FEMA money into RaymondDeclared for Cumberland County only

2024

Severe Winter Storm

$51K to the Town of Raymond for repairs

2024

Severe Storms and Flooding

7 households applied for aid $4K aid approved

2017

Severe Storm and Flooding

$45K to the Town of Raymond for repairs

2015

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Raymond for repairs

2013

Severe Winter Storm, Snowstorm, and Flooding

$8K to the Town of Raymond for repairs

2008

Severe Winter Storm and Flooding

$25K to the Town of Raymond for repairs

2007

Severe Storms and Inland and Coastal Flooding

22 households applied for aid $16K aid approved $98K to the Town of Raymond for repairs

1999

Hurricane Floyd Major Disaster Declarations

$4K to the Town of Raymond for repairs

Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.

Around Raymond

Raymond and the towns around it

Very lowLowModerateHighVery high

Cascomostly inland floodingLow

Windhammostly inland floodingLow

Standishmostly inland floodingLow

Polandmostly inland floodingLow

Sebagomostly inland floodingLow

Raymondmostly inland floodingLow

Graymostly inland floodingVery low

New Gloucestermostly inland floodingVery low

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Raymond covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Raymond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Raymond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Raymond total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.