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Natural hazards · Casco

Casco, ME natural hazards

Most of the natural-hazard damage FEMA expects in Casco comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 19 claims here since 1984. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Casco?

28
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Casco to be higher than in 28% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding55%Hurricanes22%Ice storms6%Everything else17%
By hazard

What Casco faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

55% of expected damage
Below average · higher than 28% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

22% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Ice storms

6% of expected damage
Well above average · higher than 96% of U.S. places
Recorded about 2 times a year in the area

Lower here

TornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Casco flood?

Every paid claim on a federal flood insurance policy in Casco, from FEMA’s records.

19paid claims since 1984
$135Kpaid to owners
3homes flooded more than once
19842026

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of all homes
are insured
No community discount. Casco isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cumberland County.
Disasters that hit Casco

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Casco itself: aid to households, or repair grants to the Town of Casco.

Brought FEMA money into CascoDeclared for Cumberland County only
2024

Severe Winter Storm

$40K to the Town of Casco for repairs
2024

Severe Storms and Flooding

11 households applied for aid $8K aid approved
2017

Severe Storm and Flooding

$10K to the Town of Casco for repairs
2010

Severe Winter Storm

$17K to the Town of Casco for repairs
2007

Severe Storms and Inland and Coastal Flooding

36 households applied for aid $33K aid approved $336K to the Town of Casco for repairs
Cumberland County has had 33 natural disasters declared since 1953, most often severe storms and floods.
Around Casco

Casco and the towns around it

Naples: Very low, mostly inland floodingRaymond: Low, mostly inland floodingPoland: Low, mostly inland floodingOtisfield: Low, mostly inland floodingSebago: Low, mostly inland floodingBridgton: Very low, mostly inland floodingHarrison: Low, mostly inland floodingStandish: Low, mostly inland floodingGray: Very low, mostly inland floodingNew Gloucester: Very low, mostly inland floodingWindham: Low, mostly inland floodingMechanic Falls: Low, mostly inland floodingMinot: Low, mostly inland floodingAuburn: Low, mostly inland floodingOxford: Low, mostly inland floodingNorway: Low, mostly inland floodingBaldwin: Low, mostly inland floodingHiram: Moderate, mostly inland floodingDenmark: Moderate, mostly inland floodingCasco: Low, mostly inland flooding CascoNaplesRaymondPolandOtisfieldSebago
Very lowLowModerateHighVery high
Otisfieldmostly inland floodingLow
Cascomostly inland floodingLow
Polandmostly inland floodingLow
Sebagomostly inland floodingLow
Raymondmostly inland floodingLow
Naplesmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Casco covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Casco’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Casco. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Casco total about $950K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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