Natural hazards · Pittsfield

Pittsfield, ME natural hazards

Most of the natural-hazard damage FEMA expects in Pittsfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 10 claims here since 1987. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pittsfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pittsfield to be higher than in 52% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding40%Cold waves26%Hurricanes14%Everything else20%

By hazard

What Pittsfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

40% of expected damage

Above average · higher than 58% of U.S. places

Recorded about 4 times a year in the area

Cold waves

26% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about once every 12 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pittsfield flood?

Every paid claim on a federal flood insurance policy in Pittsfield, from FEMA’s records.

10paid claims since 1987

$98Kpaid to owners

0homes flooded more than once

19872026

of all homes
are insured

No community discount. Pittsfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Pittsfield

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pittsfield itself: aid to households, or repair grants to the Town of Pittsfield.

Brought FEMA money into PittsfieldDeclared for Somerset County only

2023

Severe Storm and Flooding

9 households applied for aid $10K aid approved

Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Pittsfield

Pittsfield and the towns around it

Very lowLowModerateHighVery high

Clintonmostly inland floodingHigh

Pittsfieldmostly inland floodingModerate

Hartlandmostly inland floodingModerate

Burnhammostly inland floodingModerate

Canaanmostly inland floodingModerate

Detroitmostly cold wavesLow

Palmyramostly cold wavesLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pittsfield covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Pittsfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Pittsfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Pittsfield total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.