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Natural hazards · Palmyra

Palmyra, ME natural hazards

Most of the natural-hazard damage FEMA expects in Palmyra comes from cold waves, and overall the risk is low for a U.S. community. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Palmyra?

30
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Palmyra to be higher than in 30% of U.S. communities, mostly from cold waves and inland flooding.

Cold waves32%Inland flooding27%Hurricanes16%Drought8%Ice storms5%Everything else13%
By hazard

What Palmyra faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Cold waves

32% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Inland flooding

27% of expected damage
Well below average · higher than 24% of U.S. places
Recorded about 4 times a year in the area

Hurricanes

16% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 12 years in the area

Drought

8% of expected damage
Recorded about 4 times a year in the area

Ice storms

5% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about once a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Palmyra flood?

FEMA's records show no paid flood insurance claims in Palmyra.

of all homes
are insured
No community discount. Palmyra isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Somerset County.
Disasters that hit Palmyra

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Palmyra itself: aid to households, or repair grants to the Town of Palmyra.

Brought FEMA money into PalmyraDeclared for Somerset County only
2023

Severe Storm and Flooding

4 households applied for aid $4K aid approved
2008

Severe Storms and Flooding

$34K to the Town of Palmyra for repairs
2007

Severe Storms and Inland and Coastal Flooding

$20K to the Town of Palmyra for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$6K to the Town of Palmyra for repairs
2005

Snow

$8K to the Town of Palmyra for repairs
2005

Record And/Or Near Record Snow

$7K to the Town of Palmyra for repairs
2003

Snow

$6K to the Town of Palmyra for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$9K to the Town of Palmyra for repairs
2001

Snow

$5K to the Town of Palmyra for repairs
2000

Severe Storms, Flooding, and Ice Jams

$3K to the Town of Palmyra for repairs
Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Palmyra

Palmyra and the towns around it

Hartland: Moderate, mostly inland floodingSt. Albans: Low, mostly inland floodingNewport: Low, mostly inland floodingPittsfield: Moderate, mostly inland floodingDetroit: Low, mostly cold wavesAthens: Moderate, mostly inland floodingCanaan: Moderate, mostly inland floodingCornville: Moderate, mostly inland floodingCorinna: Low, mostly inland floodingRipley: Low, mostly inland floodingPlymouth: Low, mostly inland floodingStetson: Low, mostly inland floodingBurnham: Moderate, mostly inland floodingClinton: High, mostly inland floodingPalmyra: Low, mostly cold waves PalmyraHartlandSt. AlbansNewportPittsfieldDetroit
Very lowLowModerateHighVery high
Hartlandmostly inland floodingModerate
Pittsfieldmostly inland floodingModerate
St. Albansmostly inland floodingLow
Palmyramostly cold wavesLow
Detroitmostly cold wavesLow
Newportmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Palmyra covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Palmyra’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Palmyra. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Palmyra total about $1.3M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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