Natural hazards · Mount Chase

Mount Chase, ME natural hazards

Most of the natural-hazard damage FEMA expects in Mount Chase comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Mount Chase?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Mount Chase to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding71%Hurricanes11%Winter weather5%Everything else13%

By hazard

What Mount Chase faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

11% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 14 years in the area

Winter weather

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 28 times a year in the area

Lower here

TornadoesHailIce stormsCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Mount Chase flood?

FEMA's records show no paid flood insurance claims in Mount Chase.

of all homes
are insured

No community discount. Mount Chase isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Penobscot County.

Disasters that hit Mount Chase

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Mount Chase itself: aid to households, or repair grants to the Town of Mount Chase.

Brought FEMA money into Mount ChaseDeclared for Penobscot County only

2008

Severe Storms and Flooding

1 household applied for aid $18K to the Town of Mount Chase for repairs

Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.

Around Mount Chase

Mount Chase and the towns around it

Very lowLowModerateHighVery high

Mount Chasemostly inland floodingModerate

Pattenmostly inland floodingModerate

Herseymostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Mount Chase is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Mount Chase’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Mount Chase. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.