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Natural hazards · Moscow

Moscow, ME natural hazards

Most of the natural-hazard damage FEMA expects in Moscow comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2023. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Moscow?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Moscow to be higher than in 65% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding53%Cold waves28%Hurricanes12%Everything else7%
By hazard

What Moscow faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about 4 times a year in the area

Cold waves

28% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 8 times a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Moscow flood?

Every paid claim on a federal flood insurance policy in Moscow, from FEMA’s records.

1paid claims since 2023
$25Kpaid to owners
0homes flooded more than once
20232026

Biggest named events

  • December Nor'easter: 1 claim, $25K
of all homes
are insured
No community discount. Moscow isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Somerset County.
Disasters that hit Moscow

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Moscow itself: aid to households, or repair grants to the Town of Moscow.

Brought FEMA money into MoscowDeclared for Somerset County only
2023

Severe Storm and Flooding

11 households applied for aid $11K aid approved $893K to the Town of Moscow for repairs
2017

Severe Storm and Flooding

$3K to the Town of Moscow for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$2K to the Town of Moscow for repairs
2005

Snow

$2K to the Town of Moscow for repairs
2005

Record And/Or Near Record Snow

$1K to the Town of Moscow for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$4K to the Town of Moscow for repairs
2000

Severe Storms, Flooding, and Ice Jams

$4K to the Town of Moscow for repairs
Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.
Around Moscow

Moscow and the towns around it

Pleasant Ridge plantation: High, mostly inland floodingCaratunk: High, mostly inland floodingBingham: High, mostly inland floodingHighland plantation: High, mostly inland floodingThe Forks plantation: High, mostly inland floodingBrighton plantation: Moderate, mostly inland floodingSolon: High, mostly inland floodingMoscow: High, mostly inland flooding MoscowPleasant Ridge plantationCaratunkBingham
Very lowLowModerateHighVery high
Moscowmostly inland floodingHigh
Pleasant Ridge plantationmostly inland floodingHigh
Caratunkmostly inland floodingHigh
Binghammostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Moscow is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Moscow’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Moscow. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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