Natural hazards · Bingham

Bingham, ME natural hazards

Most of the natural-hazard damage FEMA expects in Bingham comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 1984. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Bingham?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Bingham to be higher than in 62% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding42%Cold waves34%Hurricanes13%Everything else11%

By hazard

What Bingham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

42% of expected damage

Above average · higher than 72% of U.S. places

Recorded about 4 times a year in the area

Cold waves

34% of expected damage

Above average · higher than 51% of U.S. places

Recorded about 4 times a year in the area

Hurricanes

13% of expected damage

Well above average · higher than 87% of U.S. places

Recorded about once every 10 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Bingham flood?

Every paid claim on a federal flood insurance policy in Bingham, from FEMA’s records.

1paid claims since 1984

$683paid to owners

0homes flooded more than once

19842026

of all homes
are insured

No community discount. Bingham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Somerset County.

Disasters that hit Bingham

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Bingham itself: aid to households, or repair grants to the Town of Bingham.

Brought FEMA money into BinghamDeclared for Somerset County only

2023

Severe Storm and Flooding

23 households applied for aid $49K aid approved $370K to the Town of Bingham for repairs

2017

Severe Storm and Flooding

$9K to the Town of Bingham for repairs

2009

Severe Storms, Flooding, and Landslides

$220K to the Town of Bingham for repairs

2008

Severe Storms and Flooding

$10K to the Town of Bingham for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$88K to the Town of Bingham for repairs

2005

Snow

$2K to the Town of Bingham for repairs

2005

Record And/Or Near Record Snow

$3K to the Town of Bingham for repairs

2003

Snow

$4K to the Town of Bingham for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$57K to the Town of Bingham for repairs

2000

Severe Storms, Flooding, and Ice Jams

$22K to the Town of Bingham for repairs

1999

Hurricane Floyd Major Disaster Declarations

$4K to the Town of Bingham for repairs

Somerset County has had 25 natural disasters declared since 1953, most often severe storms and floods.

Around Bingham

Bingham and the towns around it

Very lowLowModerateHighVery high

Moscowmostly inland floodingHigh

Binghammostly inland floodingHigh

Solonmostly inland floodingHigh

Brighton plantationmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Bingham is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Bingham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Bingham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.