Natural hazards · Masardis

Masardis, ME natural hazards

Most of the natural-hazard damage FEMA expects in Masardis comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 5 claims here since 1979. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Masardis?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Masardis to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves35%Hurricanes8%Everything else12%

By hazard

What Masardis faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Below average · higher than 45% of U.S. places

Recorded about 3 times a year in the area

Cold waves

35% of expected damage

Above average · higher than 57% of U.S. places

Recorded about 9 times a year in the area

Hurricanes

8% of expected damage

Well above average · higher than 82% of U.S. places

Recorded about once every 18 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Masardis flood?

Every paid claim on a federal flood insurance policy in Masardis, from FEMA’s records.

5paid claims since 1979

$20Kpaid to owners

0homes flooded more than once

19792026

of all homes
are insured

No community discount. Masardis isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Aroostook County.

Disasters that hit Masardis

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Masardis itself: aid to households, or repair grants to the Town of Masardis.

Brought FEMA money into MasardisDeclared for Aroostook County only

2008

Severe Storms and Flooding

6 households applied for aid $18K aid approved $782 to the Town of Masardis for repairs

Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.

Around Masardis

Masardis and the towns around it

Very lowLowModerateHighVery high

Masardismostly inland floodingLow

Ashlandmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Masardis is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Masardis’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Masardis. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.