Natural hazards · Ashland

Ashland, ME natural hazards

Most of the natural-hazard damage FEMA expects in Ashland comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 1983. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Ashland?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ashland to be higher than in 31% of U.S. communities, mostly from inland flooding and cold waves.

Inland flooding44%Cold waves35%Hurricanes8%Everything else12%
By hazard

What Ashland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage
Below average · higher than 45% of U.S. places
Recorded about 3 times a year in the area

Cold waves

35% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 9 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 18 years in the area

Lower here

TornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Ashland flood?

Every paid claim on a federal flood insurance policy in Ashland, from FEMA’s records.

1paid claims since 1983
$558paid to owners
0homes flooded more than once
19832026
of all homes
are insured
No community discount. Ashland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Aroostook County.
Disasters that hit Ashland

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ashland itself: aid to households, or repair grants to the Town of Ashland.

Brought FEMA money into AshlandDeclared for Aroostook County only
2008

Severe Storms and Flooding

2 households applied for aid $352 aid approved $35K to the Town of Ashland for repairs
2005

Snow

$12K to the Town of Ashland for repairs
2005

Record And/Or Near Record Snow

$4K to the Town of Ashland for repairs
2003

Snow

$12K to the Town of Ashland for repairs
2001

Snow

$3K to the Town of Ashland for repairs
2000

Severe Storms, Flooding, and Ice Jams

$3K to the Town of Ashland for repairs
Aroostook County has had 19 natural disasters declared since 1953, most often floods and winter storms.
Around Ashland

Ashland and the towns around it

Castle Hill: Very low, mostly cold wavesGarfield plantation: Low, mostly inland floodingNashville plantation: Low, mostly inland floodingMasardis: Low, mostly inland floodingWade: Low, mostly cold wavesMapleton: Very low, mostly cold wavesPortage Lake: Low, mostly inland floodingAshland: Low, mostly inland flooding AshlandCastle HillGarfield plantationNashville plantationMasardis
Very lowLowModerateHighVery high
Ashlandmostly inland floodingLow
Garfield plantationmostly inland floodingLow
Nashville plantationmostly inland floodingLow
Masardismostly inland floodingLow
Castle Hillmostly cold wavesVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ashland covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Ashland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ashland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Ashland total about $1.2M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The coffee’s on

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01