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Natural hazards · Livermore

Livermore, ME natural hazards

Most of the natural-hazard damage FEMA expects in Livermore comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 3 claims here since 1987. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Livermore?

31
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livermore to be higher than in 31% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding49%Hurricanes17%Drought16%Everything else18%
By hazard

What Livermore faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

49% of expected damage
Below average · higher than 40% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

17% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Drought

16% of expected damage
Recorded about 4 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Livermore flood?

Every paid claim on a federal flood insurance policy in Livermore, from FEMA’s records.

3paid claims since 1987
$9Kpaid to owners
0homes flooded more than once
19872026

Biggest named events

  • December Nor'easter: 1 claim, $6K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Livermore isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Androscoggin County.
Disasters that hit Livermore

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Livermore itself: aid to households, or repair grants to the Town of Livermore.

Brought FEMA money into LivermoreDeclared for Androscoggin County only
2023

Severe Storm and Flooding

8 households applied for aid $19K aid approved $193K to the Town of Livermore for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Livermore for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$10K to the Town of Livermore for repairs
2008

Severe Winter Storm and Flooding

$39K to the Town of Livermore for repairs
2008

Severe Storms, Flooding, and Tornadoes

$11K to the Town of Livermore for repairs
2007

Severe Storms and Inland and Coastal Flooding

$68K to the Town of Livermore for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$11K to the Town of Livermore for repairs
2005

Record Snow

$8K to the Town of Livermore for repairs
2005

Snow

$13K to the Town of Livermore for repairs
2005

Record And/Or Near Record Snow

$10K to the Town of Livermore for repairs
2003

Snow

$5K to the Town of Livermore for repairs
2002

Severe Winter Cold and Frost

$819 to the Town of Livermore for repairs
2001

Snow

$6K to the Town of Livermore for repairs
2000

Severe Storms, Flooding, and Ice Jams

$4K to the Town of Livermore for repairs
Androscoggin County has had 29 natural disasters declared since 1953, most often severe storms and winter storms.
Around Livermore

Livermore and the towns around it

Livermore Falls: Moderate, mostly inland floodingLeeds: Low, mostly inland floodingCanton: Moderate, mostly inland floodingTurner: Low, mostly inland floodingHartford: Moderate, mostly inland floodingJay: Moderate, mostly inland floodingFayette: Very low, mostly inland floodingWayne: Very low, mostly inland floodingMonmouth: Low, mostly inland floodingGreene: Low, mostly inland floodingPeru: Moderate, mostly inland floodingDixfield: Moderate, mostly inland floodingBuckfield: Moderate, mostly inland floodingSumner: Moderate, mostly inland floodingChesterville: High, mostly inland floodingWilton: Moderate, mostly inland floodingLivermore: Low, mostly inland flooding LivermoreLivermore FallsLeedsCantonTurnerHartfordJay
Very lowLowModerateHighVery high
Cantonmostly inland floodingModerate
Hartfordmostly inland floodingModerate
Livermore Fallsmostly inland floodingModerate
Jaymostly inland floodingModerate
Leedsmostly inland floodingLow
Turnermostly inland floodingLow
Livermoremostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livermore covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Livermore’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Livermore. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Livermore total about $701K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

The door’s open

Where to, neighbor?

You’re in Livermore, MEAndroscoggin CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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