Natural hazards · Livermore Falls

Livermore Falls, ME natural hazards

Most of the natural-hazard damage FEMA expects in Livermore Falls comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1987. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Livermore Falls?

46
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Livermore Falls to be higher than in 46% of U.S. communities, mostly from inland flooding.

Inland flooding57%Hurricanes15%Earthquakes7%Everything else21%
By hazard

What Livermore Falls faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

57% of expected damage
Above average · higher than 57% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Earthquakes

7% of expected damage
Above average · higher than 68% of U.S. places

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Livermore Falls flood?

Every paid claim on a federal flood insurance policy in Livermore Falls, from FEMA’s records.

4paid claims since 1987
$51Kpaid to owners
1homes flooded more than once
19872026

Biggest named events

  • December Nor'easter: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Livermore Falls isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Androscoggin County.
Disasters that hit Livermore Falls

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Livermore Falls itself: aid to households, or repair grants to the Town of Livermore Falls.

Brought FEMA money into Livermore FallsDeclared for Androscoggin County only
2023

Severe Storm and Flooding

9 households applied for aid $22K aid approved $50K to the Town of Livermore Falls for repairs
2015

Severe Winter Storm, Snowstorm, and Flooding

$15K to the Town of Livermore Falls for repairs
2013

Severe Winter Storm, Snowstorm, and Flooding

$15K to the Town of Livermore Falls for repairs
2008

Severe Winter Storm and Flooding

$31K to the Town of Livermore Falls for repairs
2008

Severe Storms, Flooding, and Tornadoes

$53K to the Town of Livermore Falls for repairs
2007

Severe Storms and Inland and Coastal Flooding

$32K to the Town of Livermore Falls for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$8K to the Town of Livermore Falls for repairs
2005

Record Snow

$9K to the Town of Livermore Falls for repairs
2005

Snow

$9K to the Town of Livermore Falls for repairs
2005

Record And/Or Near Record Snow

$5K to the Town of Livermore Falls for repairs
2003

Snow

$8K to the Town of Livermore Falls for repairs
2001

Snow

$9K to the Town of Livermore Falls for repairs
Androscoggin County has had 29 natural disasters declared since 1953, most often severe storms and winter storms.
Around Livermore Falls

Livermore Falls and the towns around it

Livermore: Low, mostly inland floodingFayette: Very low, mostly inland floodingWayne: Very low, mostly inland floodingJay: Moderate, mostly inland floodingLeeds: Low, mostly inland floodingCanton: Moderate, mostly inland floodingTurner: Low, mostly inland floodingHartford: Moderate, mostly inland floodingMount Vernon: Low, mostly inland floodingReadfield: Very low, mostly inland floodingChesterville: High, mostly inland floodingWinthrop: Very low, mostly inland floodingMonmouth: Low, mostly inland floodingWilton: Moderate, mostly inland floodingLivermore Falls: Moderate, mostly inland flooding Livermore FallsLivermoreFayetteWayneJay
Very lowLowModerateHighVery high
Livermore Fallsmostly inland floodingModerate
Jaymostly inland floodingModerate
Livermoremostly inland floodingLow
Fayettemostly inland floodingVery low
Waynemostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Livermore Falls covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Livermore Falls’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Livermore Falls. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Livermore Falls total about $854K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01