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Natural hazards · Holden

Holden, ME natural hazards

Most of the natural-hazard damage FEMA expects in Holden comes from inland flooding, and overall the risk is low for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Holden?

25
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Holden to be higher than in 25% of U.S. communities, mostly from inland flooding.

Inland flooding52%Hurricanes13%Winter weather9%Ice storms7%Cold waves6%Everything else13%
By hazard

What Holden faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

52% of expected damage
Below average · higher than 32% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

13% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Winter weather

9% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 24 times a year in the area

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Cold waves

6% of expected damage
Below average · higher than 47% of U.S. places
Recorded about 3 times a year in the area

Lower here

TornadoesHailHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Holden flood?

FEMA's records show no paid flood insurance claims in Holden.

of all homes
are insured
No community discount. Holden isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Penobscot County.
Disasters that hit Holden

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Holden itself: aid to households, or repair grants to the Town of Holden.

Brought FEMA money into HoldenDeclared for Penobscot County only
2017

Severe Storm and Flooding

$14K to the Town of Holden for repairs
2005

Snow

$10K to the Town of Holden for repairs
2005

Record And/Or Near Record Snow

$10K to the Town of Holden for repairs
2003

Snow

$10K to the Town of Holden for repairs
2001

Snow

$3K to the Town of Holden for repairs
Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Holden

Holden and the towns around it

Eddington: Low, mostly inland floodingOrrington: Low, mostly inland floodingBrewer: Moderate, mostly inland floodingDedham: High, mostly inland floodingBucksport: Moderate, mostly inland floodingVeazie: Low, mostly inland floodingOrono: Low, mostly inland floodingBradley: Moderate, mostly inland floodingClifton: Low, mostly inland floodingHampden: Low, mostly inland floodingWinterport: High, mostly inland floodingBangor: Low, mostly inland floodingEllsworth: Low, mostly inland floodingOtis: High, mostly inland floodingOrland: Moderate, mostly inland floodingProspect: Low, mostly inland floodingVerona Island: Moderate, mostly inland floodingFrankfort: Low, mostly inland floodingHolden: Low, mostly inland flooding HoldenEddingtonOrringtonBrewerDedhamBucksport
Very lowLowModerateHighVery high
Dedhammostly inland floodingHigh
Bucksportmostly inland floodingModerate
Brewermostly inland floodingModerate
Orringtonmostly inland floodingLow
Holdenmostly inland floodingLow
Eddingtonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Holden is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Holden’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Holden. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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