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Natural hazards · Brewer

Brewer, ME natural hazards

Most of the natural-hazard damage FEMA expects in Brewer comes from inland flooding, and overall the risk is moderate for a U.S. community. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Brewer?

43
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Brewer to be higher than in 43% of U.S. communities, mostly from inland flooding.

Inland flooding61%Hurricanes11%Winter weather7%Ice storms6%Everything else15%
By hazard

What Brewer faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

61% of expected damage
Above average · higher than 56% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 12 years in the area

Winter weather

7% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 24 times a year in the area

Ice storms

6% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

AvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Brewer flood?

FEMA's records show no paid flood insurance claims in Brewer.

of all homes
are insured
No community discount. Brewer isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Penobscot County.
Disasters that hit Brewer

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Brewer itself: aid to households, or repair grants to the City of Brewer.

Brought FEMA money into BrewerDeclared for Penobscot County only
2023

Severe Storm and Flooding

$150K to the City of Brewer for repairs
2017

Severe Storm and Flooding

$92K to the City of Brewer for repairs
2005

Snow

$19K to the City of Brewer for repairs
2005

Record And/Or Near Record Snow

$30K to the City of Brewer for repairs
2003

Snow

$26K to the City of Brewer for repairs
2002

Severe Winter Cold and Frost

$29K to the City of Brewer for repairs
2001

Snow

$10K to the City of Brewer for repairs
Penobscot County has had 19 natural disasters declared since 1953, most often floods and severe storms.
Around Brewer

Brewer and the towns around it

Bangor: Low, mostly inland floodingHampden: Low, mostly inland floodingVeazie: Low, mostly inland floodingOrrington: Low, mostly inland floodingHolden: Low, mostly inland floodingEddington: Low, mostly inland floodingOrono: Low, mostly inland floodingHermon: Very low, mostly inland floodingNewburgh: Low, mostly inland floodingWinterport: High, mostly inland floodingBucksport: Moderate, mostly inland floodingDedham: High, mostly inland floodingBradley: Moderate, mostly inland floodingClifton: Low, mostly inland floodingBrewer: Moderate, mostly inland flooding BrewerBangorHampdenVeazieOrringtonHoldenEddington
Very lowLowModerateHighVery high
Brewermostly inland floodingModerate
Veaziemostly inland floodingLow
Hampdenmostly inland floodingLow
Bangormostly inland floodingLow
Orringtonmostly inland floodingLow
Holdenmostly inland floodingLow
Eddingtonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Brewer covers 3 census tracts, combined by population.
Money that reached townFlood claims are matched to Brewer’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Brewer. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Brewer total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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