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Natural hazards · Hallowell

Hallowell, ME natural hazards

Most of the natural-hazard damage FEMA expects in Hallowell comes from inland flooding, and overall the risk is very high for a U.S. community. Flood insurance has paid 69 claims here since 1978. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hallowell?

81
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hallowell to be higher than in 81% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes8%Everything else18%
By hazard

What Hallowell faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Well above average · higher than 91% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

8% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Lower here

Coastal floodingTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hallowell flood?

Every paid claim on a federal flood insurance policy in Hallowell, from FEMA’s records.

69paid claims since 1978
$1.6Mpaid to owners
9homes flooded more than once
19782026

Biggest named events

  • December Nor'easter: 15 claims, $1,000K
  • April 2007 Nor'easter: 1 claim, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (2) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hallowell isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kennebec County.
Disasters that hit Hallowell

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hallowell itself: aid to households, or repair grants to the City of Hallowell.

Brought FEMA money into HallowellDeclared for Kennebec County only
2023

Severe Storm and Flooding

17 households applied for aid $66K aid approved $70K to the City of Hallowell for repairs
2017

Severe Storm and Flooding

$12K to the City of Hallowell for repairs
2007

Severe Storms and Inland and Coastal Flooding

$21K to the City of Hallowell for repairs
2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$2K to the City of Hallowell for repairs
2005

Record And/Or Near Record Snow

$8K to the City of Hallowell for repairs
2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$918 to the City of Hallowell for repairs
2003

Snow

$6K to the City of Hallowell for repairs
2002

Severe Winter Cold and Frost

$976 to the City of Hallowell for repairs
1999

Hurricane Floyd Major Disaster Declarations

$750 to the City of Hallowell for repairs
Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Hallowell

Hallowell and the towns around it

Farmingdale: Moderate, mostly inland floodingManchester: Very low, mostly inland floodingChelsea: Low, mostly inland floodingAugusta: Moderate, mostly inland floodingWest Gardiner: Low, mostly inland floodingGardiner: Moderate, mostly inland floodingRandolph: Moderate, mostly inland floodingReadfield: Very low, mostly inland floodingWinthrop: Very low, mostly inland floodingBelgrade: Low, mostly inland floodingPittston: Moderate, mostly inland floodingWhitefield: Moderate, mostly inland floodingSidney: Low, mostly inland floodingVassalboro: Moderate, mostly inland floodingHallowell: Very high, mostly inland flooding HallowellFarmingdaleManchesterChelseaAugusta
Very lowLowModerateHighVery high
Hallowellmostly inland floodingVery high
Augustamostly inland floodingModerate
Farmingdalemostly inland floodingModerate
Chelseamostly inland floodingLow
Manchestermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hallowell covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hallowell’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Hallowell. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hallowell total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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