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Natural hazards · Farmingdale

Farmingdale, ME natural hazards

Most of the natural-hazard damage FEMA expects in Farmingdale comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1979. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Farmingdale?

42
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmingdale to be higher than in 42% of U.S. communities, mostly from inland flooding.

Inland flooding59%Hurricanes15%Ice storms7%Everything else19%
By hazard

What Farmingdale faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

59% of expected damage
Above average · higher than 52% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Ice storms

7% of expected damage
Well above average · higher than 97% of U.S. places
Recorded about once a year in the area

Lower here

Coastal floodingTornadoesHailWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

DroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Farmingdale flood?

Every paid claim on a federal flood insurance policy in Farmingdale, from FEMA’s records.

4paid claims since 1979
$47Kpaid to owners
0homes flooded more than once
19792026

Biggest named events

  • December Nor'easter: 2 claims, $26K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Farmingdale isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Kennebec County.
Disasters that hit Farmingdale

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmingdale itself: aid to households, or repair grants to the Town of Farmingdale.

Brought FEMA money into FarmingdaleDeclared for Kennebec County only
2023

Severe Storm and Flooding

29 households applied for aid $9K aid approved $6K to the Town of Farmingdale for repairs
2017

Severe Storm and Flooding

$58K to the Town of Farmingdale for repairs
Kennebec County has had 22 natural disasters declared since 1953, most often severe storms and floods.
Around Farmingdale

Farmingdale and the towns around it

Manchester: Very low, mostly inland floodingWest Gardiner: Low, mostly inland floodingHallowell: Very high, mostly inland floodingGardiner: Moderate, mostly inland floodingRandolph: Moderate, mostly inland floodingChelsea: Low, mostly inland floodingAugusta: Moderate, mostly inland floodingReadfield: Very low, mostly inland floodingWinthrop: Very low, mostly inland floodingBelgrade: Low, mostly inland floodingLitchfield: Low, mostly inland floodingMonmouth: Low, mostly inland floodingPittston: Moderate, mostly inland floodingWhitefield: Moderate, mostly inland floodingFarmingdale: Moderate, mostly inland flooding FarmingdaleManchesterWest GardinerHallowellGardinerRandolphChelsea
Very lowLowModerateHighVery high
Hallowellmostly inland floodingVery high
Randolphmostly inland floodingModerate
Farmingdalemostly inland floodingModerate
Gardinermostly inland floodingModerate
Chelseamostly inland floodingLow
West Gardinermostly inland floodingLow
Manchestermostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmingdale covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Farmingdale’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Farmingdale. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmingdale total about $848K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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