Natural hazards · Farmington

Farmington, ME natural hazards

Most of the natural-hazard damage FEMA expects in Farmington comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 22 claims here since 1978. 15 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Farmington?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Farmington to be higher than in 44% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding39%Hurricanes20%Ice storms12%Cold waves11%Everything else18%

By hazard

What Farmington faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Below average · higher than 34% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

20% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about once every 9 years in the area

Ice storms

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once a year in the area

Cold waves

11% of expected damage

Below average · higher than 47% of U.S. places

Recorded about 3 times a year in the area

Lower here

TornadoesHailWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Farmington flood?

Every paid claim on a federal flood insurance policy in Farmington, from FEMA’s records.

22paid claims since 1978

$385Kpaid to owners

2homes flooded more than once

19782026

Biggest named events

December Nor'easter: 5 claims, $160K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of all homes
are insured

🏷️ 10% off flood insurance. Farmington is in FEMA’s Community Rating System (class 8) for its flood-proofing work.

Insurance rates: Franklin County.

Disasters that hit Farmington

15 federal disasters brought FEMA money here

Disasters the President declared that paid out in Farmington itself: aid to households, or repair grants to the Town of Farmington.

Brought FEMA money into FarmingtonDeclared for Franklin County only

2023

Severe Storm and Flooding

41 households applied for aid $178K aid approved $651K to the Town of Farmington for repairs

2022

Severe Storm and Flooding

$55K to the Town of Farmington for repairs

2017

Severe Storm and Flooding

$27K to the Town of Farmington for repairs

2011

Tropical Storm Irene

$6K to the Town of Farmington for repairs

2009

Severe Storms, Flooding, and Landslides

$19K to the Town of Farmington for repairs

2007

Severe Storms and Inland and Coastal Flooding

$26K to the Town of Farmington for repairs

2005

Severe Storms, Flooding, Snow Melt, and Ice Jams

$20K to the Town of Farmington for repairs

2005

Snow

$20K to the Town of Farmington for repairs

2005

Record And/Or Near Record Snow

$19K to the Town of Farmington for repairs

2003

Snow

$26K to the Town of Farmington for repairs

2003

Severe Storms, Flooding, Snow Melt and Ice Jams

$764 to the Town of Farmington for repairs

2002

Severe Winter Cold and Frost

$1K to the Town of Farmington for repairs

2001

Severe Winter Storms and Flooding

$5K to the Town of Farmington for repairs

2001

Snow

$16K to the Town of Farmington for repairs

2000

Severe Storms, Flooding, and Ice Jams

$5K to the Town of Farmington for repairs

Franklin County has had 28 natural disasters declared since 1953, most often severe storms and floods.

Around Farmington

Farmington and the towns around it

Very lowLowModerateHighVery high

Industrymostly inland floodingHigh

New Vineyardmostly inland floodingHigh

Strongmostly inland floodingHigh

Templemostly inland floodingHigh

Chestervillemostly inland floodingHigh

New Sharonmostly inland floodingHigh

Wiltonmostly inland floodingModerate

Farmingtonmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Farmington covers 2 census tracts, combined by population.

Money that reached townFlood claims are matched to Farmington’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Farmington. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Farmington total about $2.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.